Short Term Health Insurance
Short term insurance plans that pay off in the long run – because future-you deserves some love, too.
If you’ve heard people talking about short term insurance, and wondered what it was all about and if it might be for you, here’s the scoop: It’s a form of temporary health insurance that helps you and your family get on your feet if available premiums are just too high. Also? Short term medical insurance can start ASAP, even as soon as within the same week you apply. And you even have the ability to set the amount of time you need to be covered for.
The perks are plentiful, and include lower prices, highly flexible policies, and a fairly simple enrollment process. And if you’re happy with your choice of temporary health insurance, you have the option to enroll a second time – especially important, because as the name implies, short term plans can last only up to three or six months, depending on where you live.
That said, you also must note that if you’re dealing with a pre-existing condition, this won’t be the right choice for you. Affordable short term health insurance is meant to help you deal with situations and conditions that come up in the future, not the past. They also tend not to be as comprehensive as typical plans, which you might have already expected, considering the lower price for temporary medical insurance. You should also work with one of our qualified agents to make a plan for the future, as you may not be able to enroll in individual health coverage or family insurance once your coverage period ends.
One thing not to worry about, however, is the non-compliance penalty. We have plenty of options to help you get yourself and your family the best coverage – whether that’s short term, Minimum Essential, or anything else – while keeping you fee-free. From experiencing an unexpected increase in expenses to overdue medical bills, there are ways to avoid this fee for those who need to the most.