Easily access affordable healthcare for your family

  • products
    • Health Insurance
      • Family Health Insurance
      • Individual Health Insurance
    • Critical Illness Insurance
    • Accident Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Rx Discount
    • 24/7 Doctor on Call
    • Health Care Concierge
    • Short Term Insurance
    • Obamacare
    • Obamacare Alternatives
    • Group Health Insurance
  • about
    • Company
    • About BHI
    • Reviews
  • blog
  • get a quote
  • Call Us, 24/7:
    (800) 793-3803

< Back

Health Insurance Subsidies 2018 & 2019: What You Need To Know

Quick Summary

  • Yes, subsidies are still available for 2018
  • How to know if you qualify for a health insurance subsidy
  • What are cost-sharing reduction subsidies?
  • What are advance premium tax credits?
  • Get started with your subsidy estimate
  • Great news on what to do if you don’t qualify for a subsidy

 

How To Know If You Qualify For A Health Insurance Subsidy

There are several requirements to get assistance covering your healthcare.

  • Family Size – the number of people your household income has to support
  • Filing Status – married couples must file joint returns.
    (this is because the subsidies are based on total household income)
  • Citizenship – you do not have to be a US citizen.
    Immigrants with green cards, refugees, and students with visas can apply
  • Location – subsidies vary with local living costs, state legislation, and the number of insurance providers
  • Income – your estimated annual family income is the biggest factor in the subsidy type and amount of health insurance subsidy you can receive.

 

Cost-sharing reduction (CSR) payments

Cost Sharing Reduction reduces the out-of-pocket costs you pay during a policy period (usually a year) for health care services you receive. It includes your deductible, coinsurance, and copays, which all add up to your out-of-pocket maximum.

Advance premium tax credits (APTC)The

Advanced Premium Tax Credit lowers your monthly health insurance payment or premium.

 

Get Started with a Subsidy Estimate

You can qualify for a subsidy if you make up to four times the Federal Poverty Level. That’s about $47,000 for an individual and $97,000 for a family of four. If you’re an individual who makes about $29,000 or less, or a family of four that makes about $60,000 or less, you may qualify for both subsidies. 

More detailed information is in the chart below.

In just a quick 5-minute phone call, one of our professionals can help you make a subsidy estimate.

 

CALL NOW: (855) 401-6407
CLICK HERE TO BOOK
AN APPOINTMENT

 

What To Do If You Don’t Qualify For A Health Insurance Subsidy

Many people do not qualify for a health insurance subsidy from the government.

In addition to shopping in your state’s health insurance marketplace, you can shop elsewhere to see if you find a better deal. There might be plans that are not on the marketplace in certain states,

Get help from a pro.

We have great news. There have been significant changes to the health care law. Under the new rules, you may qualify to get better coverage, better benefits, the freedom to go to any medical provider you want, and save thousands on your health care starting today.

Contact Us

The licensed agents from BuyHealthInsurance.com have been helping people find high quality, low-cost alternatives to Obamacare since 2010.

CALL NOW: (855) 401-6407
CLICK HERE TO BOOK
AN APPOINTMENT

< Previous
Share on Facebook
Facebook
Share on LinkedIn
Linkedin
Tweet about this on Twitter
Twitter
Next >

Stop stressing about insurance:
let us handle it.

speak with an agentbook an appointment

hello@buyhealthinsurance.com

(800) 793-3803 | 24/7

110 W Providencia Ave, #101
Burbank, CA 91502

Book an Appointment

About

  • About BHI
  • Careers
  • Reviews

Resources

  • FAQs
  • Downloads
  • Videos

Privacy Policy | Terms of Use

*Plans start at **After MSRA BuyHealthInsurance.com has an array of products and services to offer that may be of interest to you. As an insurance agency authorized by the appropriate state and federal authorities, the information you provide and we collect may be used to provide details for those additional products and services. BuyHealthInsurance.com does not send spam or sell your information, and you will never be contacted by anyone other than a BuyHealthInsurance representative without your authorization. By entering information on this site you consent that you may receive autodialed and/or pre-recorded telemarketing calls, emails, and text messages from or on behalf of BuyHealthInsurance at the telephone number and email address you provide. Your consent is not a condition of purchase. You may revoke this consent at any time by contacting us to be placed on our do-not-call list. Your carrier's message and data rates may apply.

©2020. Healthy Halo Insurance Services Inc. | License Number: 0F76054